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Road accident guideWhat to do in a Road Traffic Accident - Keep this in your car
If you are involved in an accident you must STOP if any person or animal (domestic or farm but not cats) is hurt or any vehicle or roadside property (except your own) is damaged. You must give your name and address, the vehicle owner's name and address, and the registration number to the police or anyone with reasonable grounds for requiring them. If you don't do this you should report the accident to the police as soon as possible and within 24 hours. If asked, you must produce your insurance certificate and driving licence to the Police.
Don't admit liability, apologise or offer to make payment. If you do accept responsibility your insurance company could refuse to pay. You do not have to give a statement to the police if you don't want to.
Take details of other drivers involved and all witnesses - names, addresses, phone numbers and registration numbers of any relevant vehicles. In the case of other drivers take details of insurance cover. (Always keep a pen and paper in the car.)
Make notes of everything you can remember about the accident, e.g. details of other vehicles, the weather, road conditions, what was said. Draw a sketch map showing the positions of vehicles, traffic signs etc, take photographs of the scene and any damage. Do all this as soon as possible while everything is fresh in your mind. Keep your original notes.
Normally insurance policies require you to report an accident to your insurer.
Why not keep a £5 disposable camera in the car - it could provide invaluable evidence? It also makes sense to carry a first aid kit, fire extinguisher, tow rope, warning triangle and jump leads.
We can give advice and assistance with civil claims and can advise you and represent you at court if you are prosecuted by the police. |
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